FACTS

FACTS

WHAT DOES UNITED EMPLOYEES CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income

  • Account balances and payment history

  • Credit history and account transaction

When you are no longer our member, we will not share information we have collected about you, except as may be permitted or required by law.


How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons United Employees Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does United Employees Credit Union share?

Can you limit this sharing?

For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


Yes


No

For our marketing purposes-

to offer our products and services to you


Yes


No

For joint marketing with financial companies-

Yes

Yes

For our affiliates’ everyday business purposes-

Information about your transactions and experiences


No


We Don't Share

For our affiliates’ everyday business purposes—

Information about your creditworthiness


No


We Don't Share

For our affiliates to market to you

No

We Don't Share

For non-affiliates to market to you

No

We Don't Share



To limit our
sharing

Questions?

Call 1-507-377-1616 or write to:         Management, United Employees Credit Union,
                                                        430 Bridge Ave., PO Box 729, Albert Lea, MN 56007.

Please note: If you are a new member, we can begin sharing your information (30) days from the date we sent this notice. However, you can contact us at any time to limit our sharing.



Who we are

Who is providing this notice?

United Employees Credit Union

What we do

How does United Employees
Credit Union protect my personal
information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does United Employees
Credit Union collect my personal
information?

We collect your personal information, for example, when you

  • open an account or show your government-issued ID

  • apply for a loan or provide employment information

  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • United Employees Credit Union has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • United Employees Credit Union has no non-affiliates

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies

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